Capital Gains Tax
Estimate capital gains tax on investments.
Estimate capital gains tax on investments.
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Estimate capital gains tax exposure for property or investment sales.
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The Capital Gains Tax Calculator is your essential tool for decoding the complex changes introduced in the Union Budget 2024. With the Long-Term Capital Gains (LTCG) rate on equity increasing to 12.5% and Short-Term Capital Gains (STCG) to 20%, accurate calculation is more critical than ever.
Whether you are selling family property, redeeming mutual funds, or booking profits in the stock market, this tool helps you estimate your "Net In-Hand" amount. It accounts for the new ₹1.25 Lakh annual exemption limit for LTCG, ensuring you don't pay a rupee more than necessary.
For real estate investors, it helps navigate the crucial choice between the new lower rate (12.5% without indexation) and the old regime (20% with indexation) for properties acquired before July 2024, empowering you to choose the most beneficial option.
Smart investors don't just pay tax; they plan for it. This calculator allows you to model "Tax Harvesting" scenarios selling assets up to the exemption limit to reset your cost basis tax-free.
It also helps you evaluate the impact of holding periods. Seeing the difference between selling at 11 months (STCG at 20%) versus 13 months (LTCG at 12.5%) can save you thousands in tax liability. The tool brings these hidden opportunities to light.
From crypto traders dealing with flat 30% taxes to homeowners looking to reinvest under Section 54, this estimator covers the entire spectrum of personal investments.
The Capital Gains Tax Estimator helps US investors calculate the tax on their profits. Whether you sold Apple stock, a rental property, or Bitcoin, the IRS wants its share.
In the US, the tax rate depends on how long you held the asset. Held for less than a year? It's Short-Term (taxed as regular income). Held for more than a year? It's Long-Term (taxed at lower rates of 0%, 15%, or 20%).
The original value of an asset for tax purposes, usually the purchase price plus any commissions or costs.
Profits from assets held for one year or less. Taxed at your ordinary income tax rate (up to 37%).
Profits from assets held for more than one year. Taxed at preferential rates: 0%, 15%, or 20%, depending on your income.
An extra 3.8% tax applies to investment income for high earners (AGI > $200k/$250k).
If you bought a stock on Jan 1st and sell it on Dec 31st, you pay Short-Term rates (e.g., 24%). If you wait just one more day to Jan 2nd, you pay Long-Term rates (e.g., 15%). That one day can save thousands.
Did you lose money on Crypto? You can use those losses to offset your Stock market gains. This is called 'Tax Loss Harvesting'.
This calculator estimates Federal Capital Gains Tax. State taxes on capital gains vary (e.g., California taxes them as ordinary income, Florida taxes them at 0%).