Terms of Use
Please read these terms carefully before using our calculators and tools.
1. Platform Ownership
Calculate Smartly is owned by Celestiq Insights OPC Pvt. Ltd., Karnataka, India.
You must be at least 16 years old to use this service.
2. Acceptance
Using our site constitutes acceptance of these terms. We may modify these terms at any time.
3. Service Description
We provide free online financial calculators and educational tools. Services are provided "as is" without charge.
4. Informational Purpose Only
Calculate Smartly is an informational website. All calculators, tools, and content are provided solely for general informational and educational purposes. We do not recommend, suggest, or encourage any financial, investment, tax, or legal decision. You should not act or refrain from acting based on any information on this site without independently verifying it and consulting a qualified professional.
5. Acceptable Use
- Personal planning
- Educational research
6. Intellectual Property
All content, code, and designs are property of Celestiq Insights OPC Pvt. Ltd.. You may quote brief excerpts with attribution, but substantial reproduction requires permission.
7. Data & Privacy
Calculator inputs are processed locally. We do not store your financial data.
Read Privacy Policy8. Third-Party Ads
We display ads via Google AdSense. We are not responsible for third-party advertiser content.
9. Limitation of Liability
To the maximum extent permitted by law, Celestiq Insights OPC Pvt. Ltd. shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of, or reliance on, this website or its content. We are not responsible for any decisions you make or actions you take based on information provided here.
10. Warranty Disclaimer
This website and all content are provided "AS IS" without warranties of any kind, express or implied, including but not limited to warranties of accuracy, completeness, reliability, fitness for a particular purpose, or non-infringement.
11. Indemnification
You agree to indemnify us against claims from your use.
12. Governing Law
Karnataka, India. Exclusive jurisdiction in Bengaluru.
13. Severability
Invalid provisions do not affect remaining terms.